5 Things You Need to Know Before You Self-Build

Deciding to build your own dream house is something that many people choose to do because it affords them more creative control and ensures that they can create something from the ground up that is exclusively theirs.

It is often considered a more bespoke way of doing things rather than purchasing an existing property, but it does come with its fair share of complications.


It is safe to say that there are five things you do need to know before you elect to start self-building a property, but don’t worry, because we are going to take a look at them for you.

  1. Budget

The first and most important consideration, above and beyond anything else, is budget when it comes to building a property for yourself. You need to make sure that you have the proper budget on hand to get the job done because otherwise, you will wind up with an unfinished property and an investment that you cannot profit from.

It’s important to talk to an independent financial advisor about the budget to get the best results. There are some assistance packages that you can get, like, for example, the government often has help to build schemes. Still, in most cases, you will be financing the construction of the property via a mortgage or entirely self-financed, so this has to be considered.

The budget will influence all areas of the building process, so don’t do anything else until you have sat down and worked out a proper budget.

2. It’s a Lot of Work

Ultimately, one of the first things that you probably need to know about self builds is that more work is involved than you might think.

It is the case that you can’t just start building a property without having to do a whole lot of legal processes beforehand to make sure that you are allowed to begin construction.

The process can often involve planning permission, construction work, financing, designs, architecture, health and safety checks, the installation of electrical equipment and wiring, and half a dozen other things besides. It’s not an undertaking that you start lightly.

3. Plan, Plan, Plan

If you don’t attempt to plan your construction process, you could find that you will be severely financially impacted in a very short time. Without a proper understanding of costs and processes, the project can grind to a halt.

The best way around this is to consult with professionals. You will want to speak to both financial advisors, architects, and design experts to make sure that the home you want to build is feasible.

4. Check the Land

It is all well and good to set aside a plot of land to build a house, but it needs to be suitable land for the job.

It is a very common mistake to purchase a cheap plot of land, try to build a house on it, and discover that it is not suitable. The ground may be of the wrong soil and constitution for building a home, and the foundations may not stay up properly.

You need to conduct a soil survey and background check on the local area to make sure that the land you are building on will be suitable for supporting a full-sized property.

4. Construction

Construction will play an important role when it comes to building a property, and if you are not a fully trained builder or somebody who owns a construction company, then you’re probably going to have to work with experts. The chance of you building your own house without involving any professionals at all is improbable.

Some of the typical professionals you’re going to have to search for, interact with, and work with can include architects, construction crews, electricians, plumbers, health and safety inspectors, local authority representatives, and suppliers, to name just a few.

It’s essential to recognise that you will have to check and compare different professionals from the same industry to pick the right company for your needs, so this is part of the process you will need to take your time with.

Final Thoughts

Trying to build your property is a considerable undertaking, and it is something that can benefit you massively, but there’s a lot to think about. These are just a handful of the considerations and things to know before you start building for yourself, and above all else, know that you’re going to run into problems. No construction process is smooth and free of problems, so you need to be prepared to adapt to changing circumstances.